Reminders:
  • Our goal is to create an environment where we can share knowledge and ask questions.  This book club is an opportunity for us to learn and grow together. 
  • We have two rules. No unhealthy judgment or comparison.  We are all doing our best with the circumstances and resources we have.  
  • You are NOT required to read the book!  

Action Items:
  • Please complete this Google Form if you have not already done so
  • Please read the notes below and let me know if you have any questions or if you have anything to add
  • Add our next meeting to your calendar and prepare as much as you wish by reading the book and doing the optional homework 
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November Meeting Notes:
  • Friday, 11/18 - 6:30am at Engage Real Estate
  • This is the app that Chandler mentioned - YNAB
  • Link to our shared contact sheet
  • December Book - Psychology of Money
  • One of our members, Weezie, shared this information about her dad - Frank.  Please let me know if you have any questions for him.
    • Frank Hefner, Ph.D.
      https://www.youtube.com/watch?v=lc7F6fVayS0
      Dr. Hefner is a Professor of Economics, Director of the Office of Economic Analysis, and past Chair of the Department of Economics and Finance at the College of Charleston. He received his B.A. Degree in Economics from Rutgers College and his M.A. and Ph.D. Degrees from the University of Kansas. He taught at Washburn University in Topeka while he was a research assistant in the Institute for Policy and Social Research at the University of Kansas and at the University of South Carolina where he served as a research economist in the Division of Research. Dr. Hefner's research interests include regional economic development and forecasting. He participates in the Regional Advisory Committee of the S.C. Board of Economic Advisors. He is a past president of the Southern Regional Science Association. He has been quoted frequently in the press and has commented on economic conditions on local television and radio stations and before a number of organizations.
  • We shared money wins
    • Selling things that no longer bring joy/value in your life, Personal Capital set up, financial course with Shana Skidmore, Showing up at this meeting, Reading a financial book, Three trips booked, Saving/Paying self first, adjusting holiday expectations, On budget with new home build, Stock account for baby, Cancun Music Festival, Mindset shift - it's ok not to spend, helped parents buy a house/budgeting dollars and being ok there is less because of what those dollars did, purchased a painting froma. favorite artist, cutting out small things that add up and reflecting on being able to afford private education for child, increased confidence in money talk + husband started new job, under contract on a mobile home park
  • November Book - Miss Independent by Nicole Lapin
    • Take good care of your future self - ultimately you're in charge and it is up to you to take care of yourself.
    • Women have more of a place at the table.
    • There are so many opportunities to grow your money, no excuses, so many opportunities.
    • Investing, there is something for everyone, active/passive, just pick something/do something
    • What I want is what I want, I don't have to want what they want, find what is fulfilling and go for it
    • Retirement, mini retirements, okay to take a break
  • Doing a good job with... 
    • Networth Tracker
    • Investing in myself (greatest asset)
    • Networth tracking 
    • Big job changes
    • Mindset shifting
    • Avoiding life style creep
    • Eating meals at home
    • Having money conversations
    • Budgeting
    • Automating 
    • Automated savings for retirement
    • Staying in my lane (don't love traveling or going out for meals)
    • Investing $$s to make money with our money
  • Working to Improve....
    • Clearly defining personal money goals
    • Learning how to structure and pay myself
    • over spending
    • Budgeting 
    • Wine problem - enjoy the bottle, life is too short.
    • Finding the time to do the financial work
    • Growing business 
    • Short term savings - mini retirement, investment property
    • More mindful of day to day spending
    • Sticking to new budget
    • Subscription services
Cheers to gaining knowledge and growing wealth! 
To working hard and having fun! 
To enjoying the moment and dreaming big!



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Next Meeting:
Friday, December 16th - 6:30am
Location: Engage Real Estate - 11 College Street

Agenda:
  • Introductions/Opening Comments
    • Previous questions - why are you here? What words describe how you feel about money? Money wins in the last month?
    • New Question - In what ways do you make money?
  • Book Review - Psychology of Money
    • Summary
    • What did we learn?
    • What did we like? 
    • What did we dis-like?
  • Book Introduction 
  • Closing Comments
    • We will end with an individual money focus for the next month 
  • Next Meeting Date
    • What do we want 2023 to look like?